While developing a customized financial program, we will walk you through a step-by-step process that will help make you feel confident in your decisions. Once your goals have been established, we will customize appropriate strategies to suit your vision and objectives. We can help you execute a sound financial program utilizing the following products and services:
The first thing we do is LISTEN. We LISTEN to your goals, your objectives and your dreams for the future. We talk about your comfort level with risk and the returns and savings you need to meet your goals. With your input, we put together a plan with manageable steps to meet your objectives and we review it every 6 months to make sure we are on track and make the changes necessary to stay there.
We have most investment vehicles, but that is not what we see as being most important. The most important step is meeting your goals whether it is college savings, retirement savings, setting money aside for that dream vacation and realistically it is probably all of the above at the same time. Once we have gathered that information, we will go to work to put together a plan to meet those objectives taking into account your time horizon for each objective and your overall risk tolerance. At the bi-annual reviews, we will make sure we are both on track with your plan and you are 100% comfortable with every aspect of the plan.
Retirement Planning is an ongoing process and these are the steps we follow to meet your Retirement Goals:
We LISTEN to what your plans are for the future.
We collect all of your pertinent financial data, i.e. – Savings, 401K, Social Security Benefits, Expenses.
We utilize Interactive Retirement Planning software to input your financial data as well as your goals and plans for the future.
We meet with you to review your plan in an interactive format. If you want to make changes to the Plan we prepared initially, we do so on the spot. This could include a longer time horizon, more or less savings, a change in social security earnings or the desire to leave money to family members or a favorite charity. We can show you the plan with each different set of variables and print each one out for you to take with you in a paper format.
We meet every 6 months to review and revise your plan if necessary. Life Happens and our job is to keep you on your financial track.
Through our sister company, Benefit Watch, we can offer you a wide range of personal and professional insurance services. Whether you are a business owner who wants to start a 401K and provide health insurance benefits for your employees or individual needing personal health insurance coverage, we can cover all of the bases through our Life, Health and Disability options. Please see the Benefit Watch website for complete details.
Insurance and Annuity Products
This area of our business covers you for Peace of Mind. We all feel invincible and that we will always be here to take care of our families, however, we must plan realistically. We can help you structure a plan to make sure your family is taken care of financially in the unlikely event you are not here to take care of them yourself.
Whether your concern is having insurance to cover your family through the years of college expenses or you want to set money aside to pass directly through to your heirs and avoid probate, we can help you every step of the way. If you need more specific legal advice, we work with a team of professionals from and we can refer you to an Estate Planning attorney, A CPA or whomever we need to involve to complete your plan. We act as coordinator and will even meet with these professionals with you if you chose so that we make sure the communication is clear and your goals are accomplished.
Ready to meet with a trusted Investment Watch advisor?
We provide free consultations to discuss your financial situation. We will
Check the background of this financial advisor on FINRA's BrokerCheck
Registered Representative Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC to residents of CA, DE, FL, GA, MD, NC, PA, TN, VA, WI, WV, DC. Advisory services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor.
Cambridge is not affiliated with Investment Watch, LLC